Introducing the Better Appraisal Guarantee. If your appraisal comes back low, your loan will stay the same.

Boost your odds of an accepted offer by more than 50%*

See how we work

Get the guarantee
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How it works

01

Partner with an agent from Better Real Estate

Make an offer and get ready to move in

Get pre-approved by Better Mortgage

02

03

We’ll help you move fast and save money

Find an agent

Save up to 1% of your home’s purchase price**

That’s $4k on a $400,000 home when you use an agent from Better Real Estate and fund with Better Mortgage.

Close up to 10 days faster than the industry average

Our team of experts helps everything go smoothly the whole time. Need help? You can email, call, or text us.

Get the Better Closing Guarantee

We’ll make sure you make your closing date. And we’ll give you $2,000 if you don’t.***

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Trusted by the best

"Whereas traditional mortgage applications can take weeks, getting pre-approved on Better.com takes just a few minutes thanks to a largely automated process."

"Better is carving out turf... offering a streamlined mortgage experience, including preapproval for a home loan in minutes."

"Better.com provides a seamless and easy-to-navigate application process. Best of all: Better.com charges no origination fee."

You’ll get honest, incentive-free advice from an expert who knows your neighborhood.

It takes as little as 3 minutes. If you find a rate you like, we’ll help you lock it in.

Even if your appraisal comes back low, your loan will stay the same. See terms.

Join hundreds of thousands of happy homeowners

“As a first-time buyer, Better Mortgage walked me through the whole process in a timely and professional manner. I’m very happy with the outcome!”

“Luckily, I found Better. The team is very knowledgeable and super fast. The website is very intuitive, which gave me confidence in the entire process and made life easier for me.”

“I love my new home and can't imagine working with any other team.”

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Better Mortgage customer

Make a great offer with the Better Appraisal Guarantee

Find an agent

© 2021 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved.
Better Mortgage Corporation is a direct lender. All rights reserved. NMLS #330511. © Better Mortgage Corporation. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access.
Better Real Estate, LLC is a Virginia Licensed Real Estate Firm with its principal office located at 312-F East Market St., Leesburg, VA 20176. License #0266029484. Equal Housing Opportunity.

*Results based on a survey of 104 real estate agents in competitive markets. Of those surveyed, more than ~60% responded that waiving the appraisal contingency could increase the likelihood of having a competitive offer accepted by 50% or more.  Results may vary and are not intended to represent or guarantee that anyone will achieve the same or similar results.

**Better Real Estate and Better Mortgage Promotion Terms and Conditions. See here

Better Appraisal Guarantee Terms and Conditions

No matter what happens with your appraisal, we’ll honor the Annual Percentage Rate, Cash to Close, and Total Monthly Payment reflected on your valid locked Loan Estimate received immediately before the appraisal is received.*
To be eligible for the Appraisal Guarantee (“Guarantee”), you must complete the following steps with Better Mortgage Corporation (“Better Mortgage”) and Better Real Estate LLC (“BRE”):
Complete a mortgage application for a conforming purchase loan for an amount less than $822,375, with a down payment of at least 10% of the offer price, for a primary residence with Better Mortgage (the “Application”);
Enter an offer on this property using a Better Real Estate Agent or with a matched a Better Real Estate Partner Agent1 (Better Real Estate Agent or matched Better Real Estate Partner Agent must be Buyer’s agent for this transaction);
Lock your rate on the Application prior to appraisal completion; and
Qualify for and successfully close a mortgage loan pursuant to the Application  with Better Mortgage.
You are ineligible for the Appraisal Guarantee if your Better Mortgage loan: (i) was denied for reasons unrelated to the property appraisal; or (ii) was withdrawn before the closing date listed on your purchase contract.
Offer is only available for loans applied to arms-length transactions. Offer is only available for users applying for purchase loans on properties located in the states in which Better Mortgage originates loans.  Offer is subject to all applicable state laws. Guarantee is only available for home purchase offers made after July 1, 2021 at 12:01 am EST and on or before December 31, 2021 at 11:59 pm EST.
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS, GUARANTEES,  AND BENEFITS AT ANY TIME WITHOUT NOTICE. Terms are subject to change at any time without notice and are subject to state restrictions.

1Better Real Estate employs real estate agents (“Better Real Estate Agents”) and also maintains a nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Better Real Estate Partner Agents work with Better Real Estate to provide high quality service outside the service area covered by Better Real Estate Agents or when Better Real Estate Agents experience excessive demand.
Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate is a licensed real estate brokerage and maintains its corporate headquarters at 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. A full listing of Better Real Estate, LLC’s license numbers may be found here. Equal Housing Opportunity. All rights reserved.

***Better Closing Guarantee Terms and Conditions. See here